Fiduciary Wealth Management
Low-Fee Investment Management
No Commissions.
No Products to Push.
ArcVest is an independent registered investment adviser, or RIA, helping families and institutions build disciplined, low-cost portfolios designed to reduce unnecessary fees, taxes, complexity, and conflicts.
As fiduciaries, we put our clients’ interests first. We use broadly diversified index funds and ETFs, paired with thoughtful planning, tax awareness, and ongoing guidance.
- Evidence-based investing
- Modern tools
- Risk tailored portfolios
- 401(k), IRA, Roth IRA, Trusts, Brokerage
Client Portal View
For illustrative purposes only. Not individualized investment advice or a recommendation. Actual client portfolios may differ. Investing involves risk, including possible loss of principal.
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Compound Your Wealth Faster With Lower Fees
Our Partners:
Why invest with us?
Less Expense
At ArcVest we charge 0.40% of assets under management up to $4MM.
Above $4MM in assets, we charge 0.25%.
There are no start-up fees, no annual administration fees, and no hidden costs.
The Industry
Most wealth managers charge 1% or more of assets that they manage. With so much advancement in technology, that's way too much.
ArcVest has an investment management fee that is a fraction of the national average.
A substantial fee savings keeps more money in your pocket and compounds into greater wealth.
THE FIDUCIARY ADVANTAGE
Working with an advisor that is a fiduciary Registered Investment Advisor (RIA) ensures that your interests are always put first.
This isn’t the case when working with a Wall Street broker adhering to the suitability standard. A broker is under no obligation to put the client’s interest ahead of their own. This generally means higher fee products that benefit themselves and their firm.
RIAs are required by law to put your best interests above all else
How We Work Together
We begin with an extensive discussion of your future needs to create a long-term financial strategy for you and your family.
We develop an Investment Policy Statement (IPS) and then create a cost effective asset allocation model best suited to your goals. We regularly review your progress to ensure you are on the path to meeting your objectives.
Passive Investing
Low Cost Indexing
Accept market returns by buying broadly diversified funds
Rebalance (sell high, buy low) back to Investment Policy Statement (IPS)
Adhere to Efficient Market Hypothesis
*One cannot consistently achieve returns in excess of average market returns on a risk-adjusted basis given the information available. Prices reflect all information.
Investment Philosophy
Clients come first
As an RIA, ArcVest adheres to the fiduciary standard. There are no misaligned incentives, as with broker dealers.
Data-driven philosophy: invest in passive management for better, sustained results
Passive management consistently outperforms active management by all measures
Ignore the noise
Every year investors pay billions of dollars to financial advisors and fund companies who claim they can achieve superior returns. This claim is not supported. Few advisors, if any, have the skills needed to beat the markets, and those few people cannot be identified in advance. Nor does any out-performance persist over time
What do you choose?
There are two options a person can choose when managing an investment portfolio; active management and passive management. Active management is the belief that a person can achieve superior returns over market indexes. In contrast, passive management is all about achieving, as close as possible, the returns of the financial markets. Passive investors understand that market returns are good returns. The desire to beat the market is a powerful force and investors will spend a considerable amount of time and money searching for superior returns. That search is promoted by a multi-billion dollar Wall Street marketing campaign that employs an army of highly compensated salespeople. Despite all the time and money spent trying to identify ways to beat the markets, the net result falls far below expectations.
Low fees deliver value to clients
ArcVest charges 0.25% – 0.40% vs. >1% from most wealth managers. Low fees drive greater client returns.
Customized asset allocation
Truly understand the needs and goals of our clients. Build transparent, liquid and simple portfolios that meet client objectives. Maintain capital discipline through turbulent markets
Listen to those in the know
Every academic study on the subject points to one clear message; in aggregate the more you pay to invest, the lower your returns will be. Our clients do not participate in the massive wealth transfer from Main Street to Wall Street. They earn their fair share of market returns by holding a select basket of low-cost index funds and exchange-traded funds (ETFs) that match market performance.
Do the right thing
After seeing the inner workings of large and boutique investment banks, there is no question low cost investment management is the best method for clients. ArcVest is a leader in low-cost portfolio management. For a small annual fee, we will design, implement and maintain a low-cost, passively managed portfolio that is appropriate for your needs. Our services are economical, efficient and practical
Data trumps hope
Very few mutual funds, hedge funds, private equity funds or investment advisors are able to achieve superior performance with enough consistency to make it worth the effort. After paying fund fees, advisor fees, taxes, broker commissions and other related investment costs, an investor’s return typically falls well below the market. Spending time and money trying to beat the market with active management is counterproductive.