Trusted by families nationwide
Invest like Wall Street insiders—without the Wall Street fees.
We’re a fiduciary Registered Investment Advisor (RIA) dedicated to helping you build lasting wealth through low-cost index funds and ETFs. No hype, no hidden costs—just transparent, data-driven advice tailored to your goals.
ArcVest will build you a tailored asset allocation and implement it on your behalf. We are responsible for all trading, rebalancing and money management tasks.
Our Services
Comprehensive Wealth Management
We are a Fiduciary working only for you. We provide end-to-end financial guidance tailored to your unique situation.
Investment Management
From growing your wealth to planing your retirement, we provide personalized financial guidance.
Retirement Planning
Comprehensive retirement strategies to ensure financial security and peace of mind.
Estate Planning Partner
We work closely with your estate attorney and ensure your wealth transfers according to your wishes.
Tax Optimization
Asset location matters. We work to maximize your wealth and minimize your tax burden.
About Us
transparent financial guidance you can trust
ArcVest helps families and individuals navigate the complexities of wealth management. We believe in putting your interests first, always.
As fiduciaries, we're legally bound to act in your best interest. This isn't just a business model—it's our promise to you and your family's financial future.
50+
Years of Combined Experience
ArcVest Team
Erik Cooper
Partner
Our Pricing
Transparent, Value-Driven Pricing
No commissions. No hidden fees. Just clear pricing for exceptional financial guidance.
Our plan includes our fiduciary commitment and transparent, fee-only structure.
Wealth Builder
Perfect for getting started with professional financial guidance
0.40% up to $4M.
0.25% above $4M.
Comprehensive financial assessment
Goal-setting and priority analysis
Market Insights
Investment recommendations
Portfolio construction and trading
Rebalancing
Investment Policy Statement
A proven approach to wealth:
Low Fees, High Impact:
Just 0.40% on assets up to $4M (0.25% above $4M). No commissions, no hidden fees—ever.
Fiduciary Standard:
We’re legally bound to put your interests first, unlike brokers who follow a mere “suitability” standard.
Investment Philosophy:
Low-cost index funds deliver market returns at a fraction of the cost. Studies show active management often transfers wealth from clients to Wall Street.
Our Services at a Glance:
Custom asset allocation based on your risk tolerance and life goals.
Ongoing monitoring and rebalancing with low-cost ETFs.
Seamless integration with partners like Charles Schwab and Altruist for easy access.
Our Commitment:
Clients come first
As an RIA, ArcVest adheres to the fiduciary standard. There are no misaligned incentives, as with broker dealers.
Data-driven philosophy: invest in passive management for better, sustained results
Passive management consistently outperforms active management by all measures
Passive Investing
Low Cost Indexing
Accept market returns by buying broadly diversified funds
Rebalance (sell high, buy low) back to Investment Policy Statement (IPS)
Adhere to Efficient Market Hypothesis
*One cannot consistently achieve returns in excess of average market returns on a risk-adjusted basis given the information available. Prices reflect all information.
build a secure financial future
Get clear, personalized guidance to help you grow, protect, and plan your wealth at every stage of life.
FAQ's
frequently asked questions
Explore our faqs or reach out to understand how our financial guidance works.
What is your management fee?
The annual investment management fee for ArcVest is 0.40% of investment assets managed up to $4mm. The fee is 0.25% on assets above $4mm. The fee is 0.10% on assets above $20mm.
What is the minimum size relationship needed to get started?
A minimum relationship of $500,000 is required. There are no limits on the number of investment accounts or balances per account.
How can you only charge 0.40% and as low as 0.25%?
ArcVest is committed to charging you a fair price. A typical investment manager charges his/her clients fees of 1% per year on average. That’s much too high given technological advances in the investment management industry over the past 20 years. High investment manager fees persist because the public doesn’t know that a low-cost solution exists.
Are you a financial planner?
ArcVest is an investment management firm. We are not “traditional” financial planners. However, as part of developing your Investment Policy Statement we will discuss financial planning-related topics.
How quickly can you start managing my investments?
The process to start managing your investments can vary, depending on your availability to develop your Investment Policy Statement. For a motivated investor, the process may take as few as 10 business days.
Am I involved in the day-to-day portfolio decisions?
Each portfolio follows an investment strategy that is decided and approved by you in advance and is outlined in your Investment Policy Statement. You are hiring ArcVest to monitor and manage your accounts, according to your Investment Policy Statement. As such, you will not be hassled by us seeking permission to perform routine management and monitoring. If you have questions about your account(s), simply contact us by phone or e-mail.
What is index investing?
Index investing is based on the concept of capturing stock and bond market returns at the lowest possible cost in order to obtain the highest probability of meeting your long-term financial goals. Index investors generate better returns than the majority of market timing and stock picking investors by using diversified, low-cost, tax-efficient asset classes that provide the returns of the markets. The more you pay for investment advice and products, the lower your expected return.
Do you publish the past performance of your strategies?
As fiduciaries, ArcVest adheres to the strictest performance reporting standards. Each client receives a personal quarterly performance report that compares your returns to applicable benchmarks, as defined in your Investment Policy Statement.
Where is my money held?
All client accounts are held by a qualified independent custodian, Charles Schwab, Inc., member FINRA/SIPC/NFA or Altruist Financial, LLC. ArcVest has selected this custodian because of its commitment to client service, low costs, security and a dedication to operational efficiency.
Does anyone at ArcVest have access to my money?
No. ArcVest employees do not have access to your money. Your money is held in an account in your name by Charles Schwab or Altruist. ArcVest only has limited authorization to trade securities with discretion and deduct our quarterly management fee from the account under management. We have no other access or authority to your account(s).
Is Charles Schwab the only custodian available to clients?
No. Charles Schwab and Altruist are both options as custodians for client assets. Schwab and Altruist are custodians for our Clients’ assets, which means they hold securities and cash and facilitate trading activities. ArcVest has selected Charles Schwab, Inc and Altruist LLC as custodian because of their commitment to client service, low trading cost, and a dedication to operational efficiency. Our management fees are kept low because of the operational efficiency created by having great technology at multiple custodians.
Am I charged a custody fee?
No. Charles Schwab or Altruist does not charge clients a custody fee to hold assets. Some Wall St. firms charge as much as $3,000 per year to custody client assets.
Is ArcVest affiliated with Charles Schwab, Inc or Altruist LLC?
No. ArcVest is not affiliated with Charles Schwab, Inc. or Altruist LLC, nor are we compensated by that company in any way through fees, commission, or incentives. In the spirit of full disclosure, our firm is supplied necessary software that allows our in-house portfolio management system to work efficiently and cleanly with Charles Schwab’s and Altruist’s back-office operations and trading desks. This software is available to all investment advisors.
How often do I receive statements and reports?
Charles Schwab Inc. and Altruist LLC send monthly statements to all clients for all accounts. These statements show account balances, trades, cash flows, and unrealized gains. Statements are available in paper as well as through email. In addition, ArcVest will send a detailed performance report each quarter that compares your portfolio’s performance to a series of relevant market index benchmarks. We urge you to compare your monthly statements from Charles Schwab and Altruist with the quarterly statements we send you.
Will I have internet access to my account?
Yes. Free internet access is available to Clients through a special Charles Schwab, Inc. and Altruist LLC website 24 hours per day, 7 days per week. The website also is the source for immediate information on account activity and provides you with many reports including year-end tax information.
Will I receive reports that help with tax preparation?
At the end of each year, Charles Schwab, Inc. or Altruist LLC will send a Form 1099 to each client that has a taxable account. Included in your Form 1099 will be a realized gain/loss report that will assist you in preparing your annual tax return.
ArcVest
A fiduciary on your side.
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